Integrity, steadfast honesty and righteousness are at the heart of our business. Pacific expects our people to maintain high ethical standards in everything they do, both in their work for the firm and in their personal lives.


Pacific's assets are its people, technology, capital and reputation. If any of these is ever diminished, the last is the most difficult to restore. We are dedicated to complying fully with the letter and spirit of the laws, rules and ethical principles that govern us. Pacific's continued success depends upon unswerving adherence to this standard. The dedication and commitment of our people to the firm and the intense effort they give their jobs are greater than one finds in most other organizations. We think that this is an important part of our success.

Integrity, steadfast honesty and righteousness are at the heart of our business. Pacific expects our people to maintain high ethical standards in everything they do, both in their work for the firm and in their personal lives.

Our clients' interests always come first. Our experience shows that if Pacific's leaders serve our clients well, our own success will follow. We have an uncompromising determination to achieve excellence in everything we undertake. We stress creativity and imagination in everything we do. While recognizing that the old way may still be the best way, Pacific constantly strives to find a better solution to a client's problems. We pride ourselves on having pioneered many of the technologies, practices and methodologies that have become standard in the industry.

Please take the time to meet the leaders of Pacific Medical International.

Robert F. Duncan, Jr. Director. Chairman and Chief Executive Officer.

Mr. Duncan has 25 years of experience and is a recognized expert in delivering "best-in-class" savings. He brings a wealth of multinational financial, operating, corporate finance and advisory experience to his role at Pacific. He has served as CEO, COO, president and founder of several international service-based companies, and has helped to build strong teams and institute critical internal controls and procedures designed for optimum operating results, corporate governance and strategic growth.

Mr. Duncan was recently nominated to become a Hoag Center Fellow at the Chapman University School of Business and Economics, Irvine, CA. He was the second nominee of eight to be awarded this prestigious position. Mr. Duncan was the founder and head of the Structured Equity Division of CBRE Melody, an international division of CB Richard Ellis (NYSE: CBG), a Fortune 500 company. He is a recognized expert in negotiations and his advice is frequently sought after for creative solutions to complex and delicate national and international issues.

Mr. Duncan is a Charter Member of the Industrial Asset Management Council and a member of its 2008 Board of Directors. IAMC is a global organization comprised of senior executives from the largest multinational corporations in the world. Mr. Duncan is a past Co-Chairman of the Membership Committee and past Western Region Co-Chairman. He completed IAMC's Leadership Development Program and was awarded the designation as an "IAMC Fellow." Mr. Duncan co-authored his first book that was published by The American Bar Association and IAMC: the Industrial Asset Management Council Lease Handbook, co-authored by Mr. Duncan and Phil Hammel from Honeywell.

Mr. Duncan graduated from the University of Notre Dame with a Bachelor of Business Administration Degree in Accounting and played on the 1977 National Championship Football Team. He graduated from DePaul University College of Law as a member of the Law Review. He holds the coveted BCIR certification by IAMC (only 5 awarded worldwide), the BCCR test-based certification, (only 48 awarded worldwide), the Senior Leader designation, SLCR, by CoreNet Global and is a Certified Commercial Investment Member, CCIM, (past Chapter President). He was presented the Key to The City of Socorro, Texas for representing one of the largest transactions in the country, The City of El Paso El Conquistador Award for Outstanding Service, The William C. Jennings Lone Star Trophy Award presented to one professional per year in the State of Texas and was recognized as one of the Top 5 International Investment Advisors by GE Capital Real Estate.

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Linda de Oliveira. Director. Executive Vice President and National Head of Operations.

Ms. de Oliveira has 15 years in operations management. She has been responsible for the development, design, operation, and improvement of systems that create and deliver various products and services. As an owner, investor, entrepreneur and founder of several international companies, Ms. de Oliveira has been responsible for ensuring that business operations are efficient and effective and that proper management of resources and the distribution of goods and services to customers are executed flawlessly.

Ms. de Oliveira has extensive experience and co-founded the Structured Equity Division of CBRE Melody, an international division of CB Richard Ellis (NYSE: CBG), a Fortune 500 Company. She has led operating entities in over 110 cities throughout North America. A proven leader, she organized resources, employees and partners so as to ensure effective production of goods and services. By wisely cascading the organization's strategy to the lower ranking staff in each instance, she consistently created and maintained a positive flow of work by utilizing what resources and facilities were available as set out by the senior executives.

Ms. de Oliveira is currently the Chief Operating Officer of Structured Equity Advisors, a private, Newport Beach, California-based company. As Co-Founder, she operates the multi-market practice with experience in virtually every major market and most secondary and tertiary markets throughout North America (SEA North American Experience). SEA's partner Net Lease Capital Advisors, www.netleasecapital.com, is a $5 billion Wall Street-based institutional investor.

Ms. de Oliveira brings a wealth of international experience to Pacific including her ability to speak four languages; including Portuguese, Spanish and Italian. As Co-Founder of InterAmerica Property Company in 1997, she led an international, bi-lingual team in expanding operations to 16 cities throughout Mexico. Ms. de Oliveira maintained and monitored staffing levels, expectations and motivations to fulfill constantly changing organizational requirements in a multi-cultural and sensitive environment. InterAmerica was eventually sold to a Fortune 500 Company. These specialized skills and disciplines are ideally suited to run Pacific's international expansion operations.

Ms. de Oliveira graduated from Syracuse University where she received a Bachelor of Science with Honors. She was nominated to The Phi Beta Kappa Society, The Golden Key International Honour Society and was the recipient of a Dean's Citation as well as multiple grants and academic scholarships. Ms. de Oliveira earned her postgraduate Certified Commercial Investment Member certification, CCIM, within one year: CCIM carries an average certification time of three years.

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Matthew W. Neal. National Corporate Development

Mr. Neal has over 15 years of experience in building and developing early stage companies in both the non-profit and for-profit sectors. He has demonstrated success in both sectors acquiring new major donors and new business accounts involving some of the wealthiest investors in the country and the most prestigious corporate accounts. Mr. Neal has leveraged key, C-Level relationships and has personally delivered three Pacific clients: the San Diego Unified School District, the San Diego Electrical Workers Union Trust and the California Health Care Coalition: the largest coalition in the State. In addition, Mr. Neal delivered key advisory and future Pacmed board-level relationships involving current and former CEO's and Board Members of Accenture, Ernst & Young and Medco. Mr. Neal is one of the most powerful and connected executives in Santa Barbara, California: one of the nation's premier C-Level communities.

Mr. Neal was a former senior staff member at the Cancer Center of Santa Barbara. His responsibility included positioning a key new cancer center among a high-level constituency as a meaningful and necessary community asset. He directed and implemented key fund-raising best practices helped clarify develop the mission/vision of the Center.

Mr. Neal was a Director at Opportunity International based on Santa Barbara. He was the Regional Director for Opportunity International's Microfinance Division involving a loan portfolio of $750 million. His duties included spearheading and developing a new territory of major donors and in the process, he grew the "New Major Donor Base" to 125 active prospects.

Mr. Neal graduated from Arizona State University with a Degree in Communications from the Hugh Downs School of Human Communications. Mr. Neal also graduated from the world renown Dallas Theological Seminary with a Master of Arts Degree.

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Girard S. Brewer, III. Senior Advisor National Corporate Development.

Mr. Brewer has over 25 years experience in international sales management, product branding development, distribution channel management, public relations and speaking, marketing communications, market research, customer service and information technology. He has a proven track record of consistently delivering record revenue growth in manufacturing, distribution and service environments. Mr. Brewer is currently President of Digital EYE, a leading national brand management and information technology firm that dominates the internet marketing industry using search engine optimization, e-commerce solutions and social media end-to-end marketing. In his first year he increased revenue by 210%. Earlier, Mr. Brewer was the Senior Vice President of Global Sales for Rand Technology, one of the most respected and successful international electronic component distributors in the world. During his tenure, Rand tripled sales and won the Hi-Tech Company of the Year Award. Rand awarded him with its Rand Corporate Achievement Award for Outstanding Service. Mr. Brewer held several other senior executive positions in sales or marketing for global companies including XPEDX, the $6.7 billion division of International Paper, Van Leer Packaging Worldwide, a $2.1 billion company and Afflink, the $1.2 billion subsidiary of the Performance Food Group. This broad and diverse range of specialized disciplines are ideally suited to Pacific's national expansion goals.

Mr. Brewer graduated from the University of California at Berkeley with a Bachelor of Arts in Political Science. He has also attended the Executive Education Program at the University of Wisconsin and the University of Michigan. In addition, he is a Visiting Mentor at the University of California Irvine Graduate School of Management. Mr. Brewer is a member of the Advisory Board at Mission Generation, an international Christian missionary organization, and is a Youth Ministry Leader at Saddleback Church in Lake Forest, California.

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Partner/Alliance Executive Leadership

Pacific's alliance partners bring to our clients the best and boldest business thinking from across the integrated cost control and payment integrity industry.

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George J. Bregante. Co-Founder, TC3 Health.

Mr. Bregante has over 28 years of experience in the healthcare industry. As an owner, investor, C-Level executive, entrepreneur and founder of several national companies, Mr. Bregante is a recognized PPO and healthcare cost management expert. He was a member of the Board of Directors of the American Association of Preferred Provider Organizations for over eight years. He is the past President and Chief Operating Officer of Beech Street, Inc., one of the nation's largest Preferred Provider Organizations which has served its clients and their members for over 50 years. In addition, he was the founder and Chief Executive Officer of ppoNEXT, Inc., a venture-backed national Preferred Provider Organization that was later acquired by Viant Health Payment Solutions. Mr. Bregante is the Co-Founder and current Chairman of TC3 Health, Inc. TC3 Health is a leading edge technology, payment integrity, fraud, waste and abuse, loss control and data analytics company. It provides payment integrity, loss control and data analytic services to insurance companies, HMOs, Taft Hartley union groups, government agencies, large self-insured employers and their corresponding third party administrators. Mr. Bregante is also a Co-Founder and current Managing Principal of HEB Enterprises, LLC dba as The HEB Group, a national healthcare consulting company. Mr. Bregante has an extensive 20-year law enforcement back ground. He retired as a Sheriff's Captain from the Santa Barbara County Sheriff's Department in California where he was in charge of the 200 person operation. Mr. Bregante has extensive experience, specialized disciplines and long-standing, unbroken relationships with top-ranking healthcare leaders.

Mr. Bregante graduated from the University of California at Santa Barbara with a Bachelor of Arts Degree. He completed the Graduate Management Program at the University of Southern California. In addition, he is a Graduate of the Federal Bureau of Investigation National Academy.

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Michael A. Guerrero. President and Co-Founder, Definiti Healthcare Management.

Mr. Guerrero is the President and Co-Founder of Definiti Healthcare Management. He has over 20 years experience in the medical cost containment industry, specializing in workers' compensation. Definiti is a medical bill review, specialty bill review and software solutions company based in Southern California. As President, Mr. Guerrero's vision and objective has been to build superior cost containment solutions that can quickly and easily be custom tailored to accommodate changing legislation and clients' needs. Definiti has built a formidable client roster including several of the nation's largest energy and utility companies. Further, Definiti has never lost a client and commits 100% of its client base to its available references.

Utilizing Mr. Guerrero's years of experience in workers' compensation cost containment, Definiti services employers, third party administrators, public entities and insurance companies. It offers expert customer care and forward thinking cost saving solutions that exceed clients' needs and expectations. Definiti reviews bills on a national level, unbundles high-dollar fees through its specialty bill review program, offers custom tailored PPO programs and provides a surplus of additional cost reducing methods to ensure clients realize the deepest achievable savings.

Mr. Guerrero led the Managed Care Division for TRISTAR Risk Management including bill review, utilization management, PPO development and specialty bill review. He was also the National Sales Director for Reviewco, the first institutional workers' compensation medical bill review company in the country. Responsibilities included designing a comprehensive national sales training program involving process improvements, pipeline and customer relations management platform development and incentive programs that were tailored to each new partner and region. In addition, he interfaced with various departments and managed the corporate infrastructure to align resources with customer specifications and expectations. Mr. Guerrero implemented sales production and quality standards and designed system tools to effectively monitor quality assurance. The Reviewco Sales Department interfaced with all divisions of bill review operations, provider relations and client services. Reviewco awarded Mr. Guerrero Director of the Year for 2000 for doubling the company's revenue. Prior to Reviewco, Mr. Guerrero led the 13-office Southern California Region for CRA Managed Care. Ranking first in market share increases four consecutive years, Mr. Guerrero doubled the company's revenue from $60 to $130 million during his tenure.

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Ayo Kalejaiye Executive Bio

Ayo Kalejaiye has over 20 years experience in the healthcare industry as an owner, C-Level executive, entrepreneur and founder of several breakthrough technologies. Mr. Kalejaiye had an outstanding 6-year career with Wellpoint NextRx, Wellpoint's internal PBM. While at Wellpoint, he was involved in the successful development and implementation of several clinical decision support and predictive analytic systems, including pharmacy analytics, health information management and predictive analytic solutions. At Wellpoint, he received numerous awards for clinical innovation including the following two highlights. Mr. Kalejaiye's team developed a clinical solution that benchmarked physician's clinical practices against established guidelines and won the Wellpoint Outstanding Clinical Service Award in 2006. He also developed a user-friendly pharmacy reporting solution and was awarded the Wellpoint Clinical Innovation Award in 2005. The solution was eventually rolled-out throughout the entire Wellpoint enterprise. Mr. Kalejaiye also worked at Pfizer as a Clinical Education Consultant and was awarded the Pfizer Clinical Education Consultant Award for Clinical Innovation in 1998.

Mr. Kalejaiye currently serves as President of Medisoftrx, a Pacific Medical International Partner Company that specializes in population health management and predictive analytics.

Mr. Kalejaiye graduated from Washington State University with a Bachelor of Pharmacy Degree. He earned a Master's Degree in Business Administration from Pepperdine University and is a Registered Pharmacist.

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